Circlemark

Run the direct-phone lanes for one person on an already-unlocked property. Holds 5 credits; the charge settles only when a number lands (refunded on a miss). personKey comes from a prior reveal_contacts result. Some vendors answer by webhook — a 'pending' person means retry reveal_contacts in a few minutes to pick up the number. `phoneOutcome` says what happened: 'none' = searched, no direct number; 'unavailable' = no source could search this person right now (nothing was looked up — say so, never 'no number exists'); 'error' = a lane failed, retry later.

find_phone

The property ids on the user's watchlist, newest pin first. Fetch details with search_loans or the property page.

list_watchlist

One institution's commercial-mortgage record across every market Circlemark reads: closings by county, property type and quarter over the last 36 months, size band, all-time count, the recorded spellings folded onto it (a bank's old names stay on the clerk's index after a merger), its sibling desks per the reviewed crosswalk, and its last 20 closings. Free (same meter as a property view). Takes a groupKey from find_lenders or a name; an ambiguous name returns the candidates instead. Revealed behaviour, dated — `stated` and `contacts` are null. The people at the lender are on the website profile page only, never through the connector.

get_lender

Add a property to the user's watchlist (their hand-picked pipeline, shown at /watchlist). Free; capped per plan.

add_to_watchlist

Unlock the people behind a property's leading loan: principals from the public record (each row cites its source) plus work emails from vendor lookups. Spends 1 reveal credit from the seat's allowance (monthly on a paid seat; a one-time budget on the free seat) — unless this property was already unlocked, in which case it is free and served from the earlier answer. Use propertyId from search_loans. Phone numbers are NOT included; use find_phone for one person.

reveal_contacts

The seat's reveal-credit allowance (this month's on a paid seat; the one-time budget on a free seat — `resets` says which), usage, and the account's plan.

get_credit_balance

Search commercial real-estate mortgages by maturity window, market, county, loan size, lender, and distress signals. Free to call (daily fair-use metering); returns one row per property × loan. statedMaturity is read from recorded documents; estimatedMaturity is a modelled estimate (maturityBasis 'assumed', or 'stated_term' when the document states a term but no date) and must be presented as an estimate, never as fact; nextResetDate (maturityBasis 'reset') is a stated rate-change date from the recorded rider, the event on 30-year paper. total counts to a depth of 1,000 ('1000+' beyond that).

search_loans

Remove a property from the user's watchlist.

remove_from_watchlist

The institutions that have closed commercial mortgages matching a market, county, property type and loan-size band in the last 36 months, counted from recorded instruments (one per loan, originators only, three closings or more). Free (same daily fair-use meter as search_loans). This is revealed appetite, never a credit box: rank is by closings or recency, every row is dated to its lastDeal, and `stated` / `contacts` are null because the record holds neither. Answers 'who lends on $5M industrial in Tarrant' with no subject property; for one property's comparables, search_loans first and pass its county, type and amount here.

find_lenders