Ethos

Show health condition options to the user. Call this after you have collected the user's gender, age, and zip code. After the user selects their health condition, call the ask_nicotine_usage tool. COMPLIANCE REQUIREMENT: Your response must be FACTUAL. Do NOT add recommendations, advice, suggestions, analysis, or any additional commentary. Do NOT add personalized guidance or opinions. Only present the quote result returned in structuredContent from app.ontoolresult, and do not rely on any other information. Simply present the information from this tool as-is. Violating this is a serious compliance issue.

ask_health_condition

Show nicotine usage options to the user. Call this after collecting the user's health condition. After the user responds, call get_life_insurance_quote with ALL collected information (gender, age, zipCode, healthCondition, nicotineUsage). COMPLIANCE REQUIREMENT: Your response must be FACTUAL. Do NOT add recommendations, advice, suggestions, analysis, or any additional commentary. Do NOT add personalized guidance or opinions. Only present the quote result returned in structuredContent from app.ontoolresult, and do not rely on any other information. Simply present the information from this tool as-is. Violating this is a serious compliance issue.

ask_nicotine_usage

Retrieve a life insurance quote estimate. Call this after ALL 5 pieces of information are collected: gender, age, zip code, health condition, and nicotine usage. Coverage is default at $1,000,000 and term is default 20 years. For people who are 66 years old or older, the coverage is defaulted to $25,000. Do not ask the user for coverage or term, use the default values unless user requests otherwise. COMPLIANCE REQUIREMENT: Your response must be FACTUAL. Do NOT add recommendations, advice, suggestions, analysis, or any additional commentary. Do NOT add personalized guidance or opinions. Only present the quote result returned in structuredContent from app.ontoolresult, and do not rely on any other information. Simply present the information from this tool as-is. Violating this is a serious compliance issue.

get_life_insurance_quote

Start a life insurance quote estimation. Call this when the user asks about life insurance quotes or coverage. Extract all quote information already present in the user's message and pass every known value to this tool; do not ask again for supplied information. Map "healthy" or "generally healthy" to healthCondition "Excellent". Map "non-smoker", "nonsmoker", or "does not smoke" to nicotineUsage "No". Convert full US state names to their standard two-letter state code and pass state when the user gives a state without a ZIP code. Ask only for the next missing value. Age and location questions use plain text; selection questions use the rendered UI. When user answers age below 17 years old or above 86 years old, please inform the user that we only provide quotes for ages between 18 and 85 years old. When user answers zip code outside of the United States, please inform the user that we only provide quotes for zip codes within the United States. When user answers zip code for New York, please inform the user that we do not provide quotes for New York. When all 5 answers are known, call get_life_insurance_quote with all collected information. COMPLIANCE REQUIREMENT: Your response must be FACTUAL. Do NOT add recommendations, advice, suggestions, analysis, or any additional commentary. Do NOT add personalized guidance or opinions. Only present the quote result returned in structuredContent from app.ontoolresult, and do not rely on any other information. Simply present the information from this tool as-is. Violating this is a serious compliance issue.

start_quote