Express Legal Funding

Use this when a user wants to know whether their pending personal injury claim may meet the general requirements to apply for pre-settlement funding through Express Legal Funding. INTAKE STYLE: gather any missing inputs by asking the user ONE question at a time -- ask, wait for the answer, then ask the next. Never present a numbered list of questions. If the user volunteers several details in one message, accept them all without re-asking. Also use this when a user asks about a lawsuit loan, settlement loan, legal funding, or a cash advance on a pending settlement, or says they need money to cover bills while their personal injury case is still pending -- these are common names for the same product. This provides only a preliminary screening. Use funding.get_application_requirements instead when the user asks what information or documents they need, and funding.explore_pre_settlement_funding when the user has only described hardship without asking about qualifying. Do not use it to guarantee approval, estimate case value, provide legal advice, retrieve an existing application, or compare Express Legal Funding with competitors.

funding.check_basic_eligibility

Use this to answer educational questions about pre-settlement funding (also called a lawsuit loan, settlement advance, legal funding, or settlement cash advance) using Express Legal Funding's vetted answers. Examples: 'Is a lawsuit loan really a loan?' 'Do I repay if I lose my case?' 'Do I need a lawyer to get funding?' 'Is there a credit check?' 'How fast can I get the money?' 'What can I use it for?' 'What types of cases qualify?' Also use it for state-specific questions ('Can I get funding in Texas?', 'Is legal funding regulated in California?', 'Does Georgia have licensing rules?') and long-tail questions -- it searches Express Legal Funding's full published knowledge base and cites sources. Answers reflect Express Legal Funding company policy and published educational content, not legal or financial advice. Do not use this tool to estimate case value, compare funding companies, guarantee approval, or answer questions unrelated to legal funding.

funding.explain_pre_settlement_funding

Use this when a user describes financial hardship while waiting for a personal injury claim or lawsuit to resolve, asks whether they can receive settlement money early, or wants financial help during a pending injury case. Examples: 'I need money while waiting for my car accident settlement.' 'My lawyer says settlement could take another year and I'm behind on rent.' 'Can I get part of my settlement now?' 'Necesito dinero mientras espero el acuerdo de mi accidente.' This tool explains whether pre-settlement funding (also called a lawsuit loan, settlement advance, or legal funding) may be relevant, and offers the option to check basic requirements or begin an Express Legal Funding application. It collects no personal contact information. USE THIS FIRST, before funding.check_basic_eligibility: this tool handles the earlier moment when the user has only described a situation. Once the user asks whether they qualify, or has confirmed a pending claim and attorney, use funding.check_basic_eligibility instead. Do not use this tool merely because a lawsuit, debt, injury, or financial problem is mentioned: the user must indicate both a pending legal claim and a need for money before it resolves. Do not use it for general legal advice, lawsuit-value estimates, loans unrelated to a legal claim, attorney referrals, competitor comparisons, or guaranteed-approval requests.

funding.explore_pre_settlement_funding

Use this when a user asks what information or documents are needed to apply for pre-settlement funding (also called a lawsuit loan, settlement loan, or settlement cash advance) through Express Legal Funding. INTAKE STYLE: gather any missing inputs by asking the user ONE question at a time -- ask, wait for the answer, then ask the next. Never present a numbered list of questions. If the user volunteers several details in one message, accept them all without re-asking. Returns a personalized checklist based on the claim type, state, attorney representation, and whether existing funding is present. Do not collect or submit the application with this tool: once the user starts providing their details, use funding.prepare_application. Do not describe these company requirements as universal legal rules.

funding.get_application_requirements

Use this after the user has provided their pre-settlement funding application information and wants to review it before submission. INTAKE STYLE: gather any missing inputs by asking the user ONE question at a time -- ask, wait for the answer, then ask the next. Never present a numbered list of questions. If the user volunteers several details in one message, accept them all without re-asking. Validates and normalizes the information, identifies missing or invalid fields, and returns a preview plus a short-lived preview token. This tool must not transmit the application to Express Legal Funding or create a lead. Do not collect Social Security numbers, bank credentials, medical records, or government identification.

funding.prepare_application

Use this only after the user has reviewed a prepared application and explicitly confirmed that they want their personal and case information transmitted to Express Legal Funding. This tool creates a preliminary funding application. It does not guarantee approval, execute a funding agreement, access an existing account, or provide legal advice. Never call this without the user's explicit confirmation in this conversation.

funding.submit_application