FreeAML

Answers common questions about Australian AML/CTF law and AUSTRAC obligations, including Tranche 2 (the AML/CTF Amendment Act 2024 reforms) and whether it applies to real estate agents, conveyancers, lawyers, accountants, and trust and company service providers (TCSPs). Also covers KYC, KYB, customer due diligence, beneficial owners, PEPs, trusts, SMSFs, and start dates. Examples: 'Does Tranche 2 apply to conveyancers?', 'When do Tranche 2 obligations start for a real estate agency?', 'Who counts as a beneficial owner of a trust?'. Answers come from FreeAML's curated notes and cite AUSTRAC. Read only. No sign-in. Questions about what to collect for a named client type are handled by get_verification_requirements. Does not look up this workspace's verifications. FreeAML does not lodge SMR, TTR, or IFTI reports; you lodge those yourself, directly with AUSTRAC through AUSTRAC Online.

ask_aml_advisor

Use this only after propose_create_verification, when the person presses Confirm on that card or replies Confirm. Sends the prepared invite using the single-use confirm_token. The email goes to your client and can't be recalled. Retrying a used token does nothing. Do not use this to take payment in chat or to send an invite you have not prepared.

confirm_create_verification

Use this only after propose_resend_verification, when the person presses Confirm on that card or replies Confirm. Emails the existing verification link again using the single-use token. Doesn't start or charge a new check. Emails can't be recalled. Do not use this to start a new verification.

confirm_resend_verification

Use this when you ask where one verification is up to and you have its id from list_verifications. Returns status, dates, and links for that check in this workspace only. Never returns identity documents. Read only. Do not use this for another workspace or for identity documents.

get_verification

Use this when your client lost the email or didn't receive it. Prepares a resend of the existing link and returns one confirm card. Doesn't email anyone, doesn't open a form, and doesn't start a new check. If the person replies Confirm, call confirm_resend_verification with this result's confirm_token. Do not use this to create a new verification.

propose_resend_verification

Use this when you want a client, buyer, seller, vendor, director, trustee, or beneficial owner to verify for your AML/CTF or KYC/KYB records, such as a real estate sale, a conveyance, a legal matter, or an accounting engagement. Prepares an invite and returns one confirm card showing the email, reference, role, and who pays. It doesn't email anyone and it doesn't open a form. Required: client_email. Optional: reference (a property address or matter number), role (up to 80 characters, such as Buyer 1 or Director). who_pays defaults to client when omitted: your client completes and pays for their own check on FreeAML. workspace is the secondary option and uses workspace credits; kind (person or entity) is required only then. Omit kind when your client pays. If the person replies Confirm, call confirm_create_verification with this result's confirm_token. Never ask for or pass identity document numbers, dates of birth, card details, or passwords. Do not use this for AUSTRAC reporting (SMR, TTR, IFTI) or enrolment.

propose_create_verification

Use this whenever you ask what you need to collect or verify for a client under Australian AML/CTF rules, for example 'what would I need to verify a family trust client?', a company, an SMSF, a partnership, or an individual. client_type is required: individual, company, trust, smsf, or partnership. Returns what your client does on the secure link (for a trust: trustee identity, trust details, and beneficial owners) and what you do afterwards, with AUSTRAC source links. Read only. No sign-in. Don't use this to send a verification, quote a price, or report to AUSTRAC.

get_verification_requirements

Use this when you ask how many FreeAML credits your workspace has. Workspace credits are a secondary way to cover a check. Returns the balance. Read only. Doesn't buy credits and doesn't open a payment page. Do not use this to purchase credits.

get_credits

Use this when you ask about your clients' AML/CTF identity or entity verifications, for example which checks are still outstanding, whether the buyer for 42 Smith St has verified, or which checks expired. Filters: reference (exact, such as a property address or matter number), status, and limit 1–50. Returns status, a paid flag, and a masked client label. Never returns identity documents. Read only. Do not use this for another workspace.

list_verifications

Use this when you ask which FreeAML workspace or sign-in email this connection uses, or before acting if you work across several workspaces. Returns the workspace name and your sign-in email. Read only. Do not use this to list another workspace or to change which workspace is connected.

get_workspace